25 Best New Fintech Books To Read In 2024

best new fintech books

Table of Contents

The financial world is undergoing a revolution, driven by innovation and technology. Fintech is rapidly transforming how we manage our money, invest, and interact with financial institutions. Whether you’re a seasoned investor, a curious entrepreneur, or simply someone looking to adapt the ever-changing financial landscape, staying informed is crucial.

Get ready to expand your knowledge, discover groundbreaking ideas, and gain a vision on the future of finance. So, grab a cup of coffee, settle in, and prepare to embark on a journey through the fascinating world of fintech with these must-read fintech books!

Best New Fintech Books

This curated list of 25 new fintech books is your guide for the exciting world of fintech. We’ve got you covered, from exploring the complexities of blockchain technology and cryptocurrencies to understanding the rise of decentralized finance (DeFi) and the impact of artificial intelligence (AI) on financial services.

Global Fintech: Financial Innovation in the Connected World

“Global Fintech: Financial Innovation in the Connected World” is a comprehensive exploration of the transformative power of technology in the financial sector. Edited by David L. Shrier and Alex Pentland, this book explores the impact of artificial intelligence, data science, and blockchain on global financial services.

The authors provide accessible explanations of complex technologies like blockchain and distributed ledger technology, while also examining the role of big data analytics in finance. They discuss the evolution of open banking and platform-based strategies for banks, highlighting the shift towards digital financial services.

FinTech Women Walk the Talk: Moving the Needle for Workplace Gender Equality in Financial Services and Beyond

Authored by Nadia Edwards-Dashti, a co-founder of the Harrington Starr Group, the book is a pioneering work that showcases the successes and challenges of achieving gender parity in the workplace.

Drawing upon insights from over 150 FinTech experts, including more than 100 women, Edwards-Dashti’s book is steeped in the experiences and stories that highlight FinTech’s potential to be a catalyst for change. The book is not just a recounting of achievements but also a practical guide that presents actionable steps towards fostering diversity and inclusion in the financial sector.

Through a series of chapters, the author discusses the importance of purposeful leadership, the transformative power of technology, and the need for a cultural shift in traditional financial services. “FinTech Women Walk the Talk” serves as both a celebration of women’s accomplishments in FinTech and a roadmap for organizations looking to contribute to a more equitable industry.

Applications and Trends in Fintech

“Applications and Trends in Fintech” is a seminal work that serves as a comprehensive guide to the advanced topics in the fintech industry. The book covers a wide array of subjects, including governance, artificial intelligence, blockchain design thinking, token economics, cybersecurity, cloud computing, and quantum computing.

The authors, experts in their fields, provide in-depth analysis and forward-looking insights into how these technologies are shaping the financial services industry. They discuss the ethical considerations and governance necessary to navigate the fintech landscape responsibly.

Readers will find valuable information on compliance and risk management, crucial for understanding the regulatory environment surrounding fintech. The book also addresses global fintech trends, offering a global perspective on the evolution of financial services and how fintech is becoming an integral part of economies worldwide

BASIC FINTECH KNOWLEDGE: An introduction to how fintech can revolutionize your thoughts on banking and finance

“BASIC FINTECH KNOWLEDGE: An introduction to how fintech can revolutionize your thoughts on banking and finance” by Russell Beckson is a compelling read for anyone interested in the transformative power of financial technology. This book explores the rapidly expanding world of Fintech, a sector that has seen investments soar into the billions. Beckson’s work is an dedicated study of how Fintech is reshaping the way we manage our finances online, challenging the traditional paradigms of financial institutions.

The author breaks down complex concepts into fundamental ideas, enabling readers to grasp the complexities of this global industry. The book serves as a guide to understanding the nature of Fintech, from its development to its practical applications. It encourages readers to reconsider their online financial management strategies and highlights potential new investment opportunities within this growing field.

Unleashing the Future: Exploring Emerging Trends in Fintech

“Unleashing the Future: Exploring Emerging Trends in Fintech” is a forward-thinking book that offers a glimpse into the exciting changes happening in the world of financial technology. Written by Avinash Bhardwaj, the book is a treasure trove of insights on how fintech is shaping the future of banking and finance. It’s a straightforward guide that explains how new technologies are creating opportunities for innovation in financial services.

Bhardwaj’s writing is clear and accessible, making it easy for anyone to understand the potential of fintech. He covers a range of topics, from mobile banking and digital payments to blockchain and cryptocurrencies. The book is not just about the technology itself but also about how it can make life easier for people and businesses.

The Metaverse Economy: How Finance Professionals Can Make Sense of Web3

“The Metaverse Economy: How Finance Professionals Can Make Sense of Web3” is an insightful book that navigates the intersection of finance and the rapidly evolving digital world known as the Metaverse. Authored by Arunkumar Krishnakumar and Theodora Lau, it’s a resource that simplifies the complex ideas of Web3 for finance professionals. The book explains how the Metaverse and Web3 are creating new economic models and opportunities in finance.

Krishnakumar and Lau guide readers through the convergence of technologies like blockchain, non-fungible tokens (NFTs), and GameFi, showing how they’re integrated into the Metaverse. They provide a clear picture of how companies can grow their business in Web3, addressing the qualitative and quantitative aspects that professionals need to consider.

The book also tackles the big questions around market shares, value permanence, and the ownership economy. It’s filled with real-world examples and case studies from leading brands in blockchain, DeFi, NFTs, and gaming. This makes it a practical guide for finance professionals who want to understand the risks and prepare for the future of finance in the Metaverse.

Why DeFi Matters: What Cryptoassets, Web3 and the Metaverse Really Mean for Finance

“Why DeFi Matters: What Cryptoassets, Web3 and the Metaverse Really Mean for Finance” is a book that breaks down the essentials of decentralized finance (DeFi) in a way that’s easy to understand. Written by Ian Horne, it’s a valuable resource for anyone looking to get a clear picture of what DeFi is and how it’s changing the finance industry.

Horne explains the growth of DeFi and its role in the future of finance. He makes it simple to see how DeFi is different from traditional finance and why it’s important for investors, banks, and the finance sector to pay attention. The book covers the key changes DeFi brings to buying, lending, insurance, and banking. It also explores the impact of Web3 and the Metaverse on finance.

The author aims to help readers make informed decisions by providing a balanced view of DeFi. He separates lasting trends from passing fads and shows how DeFi can lead to a more democratic financial system. This book is a must-read for finance professionals and anyone interested in the shift towards DeFi

Number Go Up: Inside Crypto’s Wild Rise and Staggering Fall

“Number Go Up: Inside Crypto’s Wild Rise and Staggering Fall” is a riveting book by Zeke Faux that takes readers on a journey through the tumultuous world of cryptocurrency. The book provides a candid look at the crypto boom and its dramatic downturn, focusing on the stories of those who rode the wave of digital currencies to incredible heights and those who faced the consequences when the market crashed.

Faux, an investigative reporter, offers a narrative filled with intriguing characters, from the enigmatic Sam Bankman-Fried, known as SBF, to various crypto enthusiasts and skeptics. He explores the allure of cryptocurrencies like Dogecoin and Shiba Inu, which captivated investors and the public alike, despite many not fully understanding the technology behind them.

Fintech Business Model

“Fintech Business Model” is a comprehensive guide that explores the innovative landscape of financial technology. Authored by Dr. Matthias Fischer, the book provides a global perspective on fintech developments across various segments. It’s particularly notable for its analysis of a decade’s worth of financing rounds within the fintech industry, offering unique insights into the growth and strategies of fintech firms.

The book introduces the Canvas business model specifically tailored for fintechs, making it a valuable resource for both professionals and students seeking to understand the intricacies of this dynamic sector. Through detailed case studies covering regions like Europe, the U.S., and China, readers gain a well-rounded view of the fintech ecosystem.

The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness

“The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness” by Dave Ramsey is a book that offers a straightforward approach to managing personal finances. It’s designed to help readers develop a solid plan to eliminate debt and build a secure financial future.

The book emphasizes the importance of creating a budget that works, transforming one’s relationship with money, and developing saving habits that lead to financial stability. Ramsey introduces the concept of the “debt snowball method,” which prioritizes paying off debts from smallest to largest, gaining momentum as each balance is wiped out.

Ramsey challenges common money myths and encourages readers to take control of their financial destiny. He provides practical steps to save for emergencies, invest wisely, and prepare for retirement. The book’s message is clear: it’s possible to achieve financial health through disciplined budgeting, debt elimination, and saving.

Bye Bye Banks?: How Retail Banks are Being Displaced, Diminished and Disintermediated by Tech Startups and What They Can Do to Survive

“Bye Bye Banks?: How Retail Banks are Being Displaced, Diminished and Disintermediated by Tech Startups and What They Can Do to Survive” is a forward-thinking book that addresses the challenges retail banks face due to the rise of technology startups. Written by James Haycock with Shane Richmond, the book provides a critical look at how tech companies have revolutionized industries like retailing, media, and travel, and are now poised to transform retail banking1.

The authors describe the startups that are challenging traditional banks and the areas of banking they are targeting. The book reveals that the disruption in the banking industry is already in full swing, with many established banks at risk of being overtaken.

The Adoption of Fintech: Using Technology for Better Security, Speed, and Customer Experience in Finance

this insightful book guides readers through the integration of technology in finance for enhanced security, efficiency, and customer satisfaction. The book, edited by Syed Hasan Jafar and others, is a first edition published in 2024 and spans 368 pages.

The authors discuss how fintech, a blend of finance and technology, has become a necessity in business. They cover the entire spectrum from fintech adoption to its future prospects. The book is particularly useful for fintech scholars, practitioners, and policymakers, providing them with comprehensive insights and opportunities to support fintech developments for the betterment of the economy and society.

Key topics include the development of regulation and risk frameworks, implementation in financial services, addressing ethical dilemmas, and sustaining improvements. The book also tackles the challenges of developing trust, security, privacy, and a regulated environment without compromising profitability and financial stability.

With direct case studies, the book illustrates fintech’s crucial role in financial analysis, insurance technology (Insurtech), and the stock market. It also delves into the regulation and usage of fintech in daily transactions, offering readers practical examples of fintech’s impact on the financial sector.

Redecentralisation: Building the Digital Financial Ecosystem

“Redecentralisation: Building the Digital Financial Ecosystem” is a book that captures the essence of the fintech revolution. The book, authored by experts in the field, is essential for understanding the complex dynamics of financial technology. It unpacks the concept of ‘Redecentralisation’, a term that signifies the shift from centralized financial systems to a more distributed, blockchain-based infrastructure. The authors, Ruth Wandhöfer and Hazem Danny Nakib, use their expertise to guide readers through the complexities of digital currencies, peer-to-peer lending, and the Internet of Value. They argue that this paradigm shift isn’t just about technology; it’s about reshaping the financial landscape to be more inclusive, efficient, and resilient. This book is a must-read for anyone who wants to grasp the future of our financial systems and the role technology will play in shaping it.

Big Bet Leadership: Your Transformation Playbook for Winning in the Hyper-Digital Era

The book emphasizes the importance of making ‘big bets’—bold moves that avoid the trap of ‘analysis paralysis’ and drive growth and innovation. It equips leaders with principles and tactics to achieve successful outcomes while smartly managing the inherent risks of bold moves. With a focus on pinpointing growth opportunities, mastering strategic communication, and prioritizing through high-impact experimentation, “Big Bet Leadership” is an essential read for executives aiming to improve their businesses and careers in the hyper-digital era

Foundations in Fintech and Cryptocurrency

“Foundations in Fintech and Cryptocurrency” by Shoba Premkumar is an authoritative resource that provides a deep dive into the transformative technologies reshaping the financial industry. The book offers a comprehensive exploration of fintech’s impact on traditional banking systems, highlighting the competitive edge that fintech firms have due to their innovative solutions, lower costs, and enhanced customer experiences. The book is not just a theoretical treatise but also a practical guide that includes valuations of cryptocurrencies, investment strategies, and risk management. It addresses the role of multinational institutions and regulatory agencies in the evolving digital money wave.

Beyond Algorithms: Fintech’s Role in the AI Revolution

“Beyond Algorithms: Fintech’s Role in the AI Revolution” is an insightful book that explores the intersection of financial technology and artificial intelligence, shedding light on how AI is not just changing the way we handle transactions but also revolutionizing the entire financial landscape. The book provides a thought-provoking analysis of AI’s role in the development of new fintech solutions, from algorithmic trading to personalized banking services. It emphasizes the importance of understanding the underlying algorithms that power these innovations, while also considering the ethical implications and regulatory challenges that come with them. This book is a valuable resource for anyone interested in the future of finance and the transformative potential of AI in this sector.

Beyond Algorithms: Fintech’s Role in the AI Revolution

“First Steps in FinTech: Your Guide to Cryptocurrency Basics” by James G. Jacobe is a comprehensive resource for anyone looking to get started in the world of financial technology and cryptocurrencies. This book is designed to provide readers with a clear understanding of the fundamental concepts and practical applications of cryptocurrencies within the FinTech industry.

The book covers a range of topics essential for beginners, including the basics of blockchain technology, how cryptocurrencies function, and the various ways they can be used in today’s digital economy. Readers can expect to learn about the different types of cryptocurrencies, how to use them for transactions, and the importance of security in the crypto space.

Web3 and Fintech in Business: What you need to know about Blockchain, DeFi, Cryptocurrency and IoT in the current Business Environment

“Web3 and Fintech in Business: What you need to know about Blockchain, DeFi, Cryptocurrency and IoT in the current Business Environment” by Christopher Smithmyer is a forward-thinking book that aims to equip readers with the necessary knowledge to navigate the complex and rapidly evolving landscape of financial technology.

The book is a valuable resource for understanding how the convergence of Web3 technologies like blockchain, decentralized finance (DeFi), cryptocurrencies, and the Internet of Things (IoT) is reshaping the business world. It is an essential read for business leaders, entrepreneurs, and anyone interested in the potential of Web3 to transform the financial industry. It likely provides a clear roadmap for understanding and implementing these technologies in a business context, highlighting the opportunities and challenges that come with the adoption of Web3 and fintech innovations.

The Fintech Disruption: How Financial Innovation Is Transforming the Banking Industry

“The Fintech Disruption: How Financial Innovation Is Transforming the Banking Industry” is a comprehensive exploration of the fintech sector’s impact on traditional banking. This book explains how financial technology is reshaping the industry, from risk management challenges to environmental and regulatory impacts, and the costs associated with implementing fintech solutions. It also includes practical examples and case studies, such as the analysis of non-fungible tokens (NFTs) and the cryptoassets market in the United Kingdom. It also investigates the behavioral changes in fintech utilization post-COVID-19 lockdown, reflecting on the ‘new normal’ in financial behaviors

The book is an essential resource for anyone interested in understanding the dynamic interplay between fintech and traditional banking, offering a forward-looking analysis of the industry’s evolution.

The Future of Finance: Fintech and Beyond

“The Future of Finance: Fintech and Beyond” by Alessandro Pollice is a forward-looking exploration of the financial technology industry. The book examines the transformative potential of fintech and its implications for the global financial landscape. Pollice provides insights into how emerging technologies are reshaping the way we think about money, banking, and investment.

With a focus on innovation and disruption, the text offers a comprehensive overview of current trends and future possibilities in finance, emphasizing the role of fintech in driving efficiency and inclusivity in the financial sector. It’s a must-read for anyone interested in the intersection of finance and technology.

The Fintech Phenomenon: Rethinking Financial Norms

“The Fintech Phenomenon: Rethinking Financial Norms” by Carter Robinson offers a fresh perspective on the evolving world of financial technology. The book provides an analysis of how fintech is challenging traditional financial paradigms and introducing new ways to approach banking, investments, and personal finance. Robinson discusses the impact of technological advancements on financial services and how they are enabling more accessible and efficient financial solutions. The book explores the relationship between finance and technology, highlighting the innovative approaches that are setting the stage for the future of the financial industry.

When Housing Markets Meet Shadow Banking: Bubbles, Mortgages, Securitization, and Fintech

“When Housing Markets Meet Shadow Banking: Bubbles, Mortgages, Securitization, and Fintech” is an insightful examination of the intricate relationship between housing markets and the shadow banking system over the past two decades. The authors, Rose Neng Lai and Robert a Van Order, offer a comparative analysis of mortgage markets and the evolution of securitization and shadow banks in the US and China.

This book discusses the different trajectories of housing prices in relation to rents and the unique challenges posed by shadow banking in both economies. It provides a nuanced understanding of the ‘dance’ between these sectors and their impact on the financial landscape.
It highlights the fragility of the US’s shadow banking system, where the collapse of parts of securitization deals funded by deposit-like debt caused “silent runs,” contributing to the financial crash. In contrast, China’s shadow banks functioned more like traditional intermediaries, unattached to securitization, with liabilities that were mostly not short-term, thus avoiding the problem of runs.

Innovation Unleashed: DORA for FinTech Excellence: Pioneering Strategies for Success in a Regulated Landscape

This book is a comprehensive guide that sheds light to the complexities of regulatory compliance in the fintech industry. Authored by FC Bohnke, the book offers practical advice and strategic insights for fintech professionals to thrive within regulated frameworks. It emphasizes the importance of the Digital Operational Resilience Act (DORA) compliance and how it can be a catalyst for innovation. The text covers key issues such as operational resilience, cybersecurity, and navigating regulatory hurdles, providing readers with the tools to foster a culture of compliance and drive growth in the fast-paced world of financial technology.

The Fintech Financial Analyst’s Handbook: Types of Assets

“The Fintech Financial Analyst’s Handbook: Types of Assets” is a comprehensive resource that explores the various asset classes within the fintech industry. The handbook provides financial analysts with an understanding of how technology is reshaping the landscape of finance, particularly in asset management and investment strategies. It covers a broad spectrum of topics, including mobile payments, e-wallets, open banking, artificial intelligence, big data, machine learning, biometrics, robo-advice, and blockchain technology.

The book is structured to guide analysts through the intricacies of fintech assets, offering insights into how these assets are created, managed, and valued in today’s digital age. It also examines the regulatory environment and how it impacts the fintech sector, ensuring that readers are well-informed about the compliance aspects of handling such assets.

Fintech Regulation and Supervision Challenges within the Banking Industry: A Comparative Study within the G-20

This comparative study examines the impact of financial technology on the banking sector across the G-20 nations. It provides a detailed analysis of how fintech is transforming the traditional financial system, presenting both opportunities and challenges for regulators and financial institutions1.

The author, Felix I. Lessambo, explores the key legislative policies of fintech regulation within the G-20, highlighting the importance of adapting regulatory frameworks to accommodate the rapid growth of innovative financial technologies. The book discusses the advantages of fintech, such as efficiency enhancement, financial inclusion, decentralization, and transparency, while also addressing the potential risks to financial stability2.

Through a comparative approach, the book sheds light on the different models and approaches to fintech regulation and supervision adopted by various G-20 countries. It serves as a valuable resource for scholars, students, and practitioners in the fields of banking.

In today’s rapidly evolving financial landscape, staying on top of the latest trends and advancements in fintech is crucial for professionals and enthusiasts alike. These groundbreaking books offer essential knowledge in regards to opportunities and innovations that are moving the fintech industry forward in 2024.

These highly regarded publications aren’t just theoretical explorations. They provide valuable insights directly from the people at the forefront of this exciting transformation. Whether you’re seeking to understand blockchain technology, unlock the potential of cryptocurrencies, navigate the complexities of digital banking, or gain a broader perspective on the impact of technology on finance, these books hold a wealth of information and thought-provoking ideas.

So, embark on a captivating journey through these recommended works. Let them open your mind to the web of innovation, equipping you with the knowledge and understanding to thrive in this ever-changing world.